In light of the growing threat of climate change and growing interest in energy saving technology, architects have a hard time convincing their clients to build green because of the added expense. Though you are probably not designing or building a new home, there are many consumer products that can help you save money by …
Small Energy Savings Add Up to Big Savings Over Time Read More »
This dedicated gym rat may not to return to his health club, even after restrictions are eased. I’m very happily working out at home with the Total Gym, an all-in-one piece of fitness equipment that exercised the entire body: arms, legs, back and core. Not only do I feel as fit and strong. The Total …
Total Gym, The Perfect Solution to Health Club Lockdown Read More »
Straws and other single use plastic items like cups, spoons and stirrers that do not biodegrade harm the environment by ending up in landfill or the ocean. Straws break down into smaller pieces of mircroplastics that fish eat and enter into the human food chain. Simple efforts, like using reusable straws, may seem insignificant, but …
How to Save the Oceans From Plastic. Step 1: Stop Using Plastic Straws Read More »
When money is tight, it’s not always easy to know where and how to trim expenses. With reduced hours and incomes, it’s a particularly hard time for many people to save. Here are 20 commonsense ways to save money. While the first two may affect your lifestyle, you’ll hardly notice the rest. When money is …
20 Ways to Save Money Without Tightening Your Belt (Too Much) Read More »
The secret of wealth creation is no secret at all: work hard, spend less, save more and invest. While this may not be a glamorous proposition, it’s a hopeful one, because every young person, who earns more than they spend, can lay the groundwork for long-term financial security. When you spend less than you make …
Shopping is fun. So is spending money until the bills arrive. Do you know that you can enjoy all the benefits of retail therapy – socialization, relaxation, stress release – when you spend less and save more? As a matter of fact, most people derive more shopping pleasure from several small purchases than a major …
Debt is not a bad thing. Without it, most Americans wouldn’t be able to pay for a college education or a home. How quickly should you pay it off? The answer depends on the cost of money and the cost of opportunity. Whether you realize it or not, you generally take opportunity cost into consideration …
Some people think that all debt is bad. But there are things you need – like an education – that cost more money than you have on hand. If you avoid debt by skipping your education, you may put yourself at a permanent disadvantage. As a rule of thumb, borrowing money is good when you …
When should you spend my money and when should you save? We need stuff to live. And then there’s all the stuff you want. How do you strike the right balance between penny pitching and splurging without agonizing over every purchase? Before you make a purchase think how it will improve your life or those …
People who earn a lot of money do not necessarily have a lot of money. Just stop and think about all the Hollywood celebrities and sport stars who have filed for bankruptcy. The key is building wealth is not making a lot of money, but saving a lot of money. Myth: You need to make …
Truth or Myth? You Need to Make a Lot of Money to Have a Lot of Money Read More »